1. Acceptance of Terms

Welcome to AutoPolicy2Day ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website (autopolicy2day.com) and the services we provide. By accessing our website or submitting a quote request, you agree to be bound by these Terms.

2. Services Description

AutoPolicy2Day provides auto insurance quote comparison services. We connect consumers with licensed insurance carriers and agents to help you find affordable auto insurance coverage. We are not an insurance carrier — we facilitate introductions between you and licensed providers.

3. Quote Requests & Communications Consent

4. User Responsibilities

By using our services, you represent that:

• You are at least 18 years of age
• All information you provide is accurate and complete
• The phone number you provide is your own or you have authorization from the owner
• You will not use our services for any unlawful purpose

5. Intellectual Property

All content on our website is the property of AutoPolicy2Day and protected by copyright laws. You may not reproduce or distribute any content without written permission.

6. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, AutoPolicy2Day SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. Our total liability shall not exceed the amount paid by you to us for services in question.

7. Disclaimers

7.1 Insurance Disclaimer

AutoPolicy2Day is not an insurance carrier. We provide quote comparison services. Actual coverage, terms, and premiums are determined by the insurance carrier you select. We do not guarantee specific rates, savings, or coverage availability.

7.2 "As-Is" Basis

Services are provided on an "as-is" basis. AutoPolicy2Day MAKES NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

8. Indemnification

You agree to indemnify and hold harmless AutoPolicy2Day, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our website or services, breach of these Terms, or violation of applicable law.

9. Governing Law

These Terms are governed by the laws of the Commonwealth of Kentucky, without regard to conflict of law provisions. Any disputes shall be resolved in the federal or state courts of Kentucky.

10. Dispute Resolution

10.1 Binding Arbitration

Except as provided below, disputes shall be resolved by binding arbitration administered by JAMS or AAA under their applicable rules.

10.2 Opt-Out

You may opt out of arbitration by sending written notice to info@autopolicy2day.com within 30 days of first accepting these Terms.

10.3 Informal Resolution

Before arbitration, both parties agree to attempt informal resolution by contacting info@autopolicy2day.com or (800) 658-8041.

11. Modifications

AutoPolicy2Day may modify these Terms at any time. Changes are effective upon posting. Continued use constitutes acceptance.

12. Severability

If any provision is found invalid, the remaining provisions remain in full force. The invalid provision will be modified to the minimum extent necessary.

13. Contact Information

Last Updated: April 1, 2026